'They' know how much you paid because the seller declares it on the paperwork filled in at his end. The only way to get the costs down at this end is for the seller to under-insure it and if something goes wrong i.e. it gets damaged or lost you only have the under-insured price to recover.
It's a risk, but it's between you and the seller if you want to take it.
Welcome to rip-off Britain.
:evil:
It's a risk, but it's between you and the seller if you want to take it.
Welcome to rip-off Britain.
:evil: