Well, I appreciate what you say both, thanks for your warnings, but every transaction on ebay exchanges personal details. Do we use it or not?
I'm not the biggest fan of ebay, but it has its advantages, being a virtual world wide monopoly.
In my opinion Paypal is much more scary than ebay itself when you talk about customers rights.
They necessarily have access to your banking details & like to act like a bank, but our banking regulations do not cover the likes of PP. PP is not a bank as we know it. I've had no problems over 12 years using them, but if you google 'Paypal rip offs' you'll get 1.3 million+ returns.... (You need to have a dedicated bank account for PP to be reasonably safe IMO)
I do, though, think it is very positive to have a sensible place online where we can discuss these things openly, & so, fair play to RB for providing it: )
Praise where it's due: )