Barneyballbags
Old School Grand Master
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We had a crash last Tuesday. The accident was not our fault and the other party involved has admitted full liability - we've had confirmation from her insurers to back this up.
There is a strong possibility that our car will be a write-off, and this is the first time that either myself or my girlfriend have dealt with insurance companies in this way. I know that (if the car is a write off) the insurance company will start out with a lowball offer in the hope that we'll accept it in our desperation to get a replacement. I also know not to accept their initial offer! I just need a bit of help and advice on how to deal with the insurance company from then on.
It would cost us between £3,200 and £3,500 to replace our car like-for-like (ie. same model, similar mileage, similar condition). I'm more than happy to provide the insurance company with dozens of examples if they need them.
I just wondered whether anybody could offer any nuggets of wisdom!
Thanks
There is a strong possibility that our car will be a write-off, and this is the first time that either myself or my girlfriend have dealt with insurance companies in this way. I know that (if the car is a write off) the insurance company will start out with a lowball offer in the hope that we'll accept it in our desperation to get a replacement. I also know not to accept their initial offer! I just need a bit of help and advice on how to deal with the insurance company from then on.
It would cost us between £3,200 and £3,500 to replace our car like-for-like (ie. same model, similar mileage, similar condition). I'm more than happy to provide the insurance company with dozens of examples if they need them.
I just wondered whether anybody could offer any nuggets of wisdom!
Thanks