car insurance

[DegsUk]

Just had a letter from the car insurance (Hastings) to remind me the poilcy is up for renewal at the end of the month . Last year was £475 this year has gone up a bit £730.02. I was rather amused at the you need not do anything as it will automatically renew from the date erm i dont think so will be browsing the comparison sites the next few hours absolute p*** take

 

[Midlife]

What car have you got ??

Shaun

 

[DegsUk]

vauxhall meriva 1.7cdti 05 plate

 

[orange71]

I always do comparison site every year, by combining a comparison site offer with www.topcashback.co.uk I got my insurance down to £95 TPFT this year for a 1999 2.2l diesel Saab 9-3 I'm 40.

 

[Midlife]

Try phoning keith Michaels on

0845 337 3380

I've got 3 cars insured with them at good rates

Shaun

 

[suburbanreuben]

Don't get me started on Insurance companies!
The missus had a renewal recently; £280 TPT&F, up from £170 the year before. This for a 45 year old house frau doing less than 5000miles a year in a Subaru Forester GLS. Never had an accident or made a claim in 25 years, full NCB.
I did some ringing round and that turned out to be one of the cheaper quotes. The highest was £800 , with Farmers Union!

 

[1duck]

A friends daughter aged a spry 36 found her insurance went down by adding her 62 year old father as a second driver...she has no claims and has been driving since 19.

Seriously ridiculous, how can adding yet another person putting yet more miles on a car reduce its potential of being involved in an accident.

 

[rosstheboss]

1duck - I reduced my wife's insurance by adding me to it! I have no points or claims, but she does - two people can't drive the car at the same time so you are effectively diluting the risk...

 

[technodup]

A friends daughter aged a spry 36 found her insurance went down by adding her 62 year old father as a second driver...she has no claims and has been driving since 19.

Seriously ridiculous, how can adding yet another person putting yet more miles on a car reduce its potential of being involved in an accident.

Because mile for mile the 62yo will reduce the %age of time the 36yo is driving and they think they're a lower risk?

Just a guess. I know nowt about insurance but am about to buy a car for the first time. I've had a quick look and £4-600 seems to be the norm even for shit wee cars. 33 and zero no claims.

 

[jonnyboy666]

i had been with the AA for ages, too lazy to look elsewhere and renewed every year, it crept down for a long time but then it started creeping back up but then one year it jumped by £100 from the previous year. i phoned them at which point i was told that the amount they quote when they send you a renewal letter was always more than if you phone to talk to them. this pissed me off as i figured that every year it had crept up and i had renewed because it wasn't a massive price hike they would have done it cheaper if i had of asked.

i had made their life easier by renewing without bothering them and they charge me more? but if i bother them they charge me less? wrong way round really.

i complained and they agreed to drop the price but while they were "discussing with the supervisor" i was on compare the meerkat and found insurance £60 cheaper than their "best" offer for the same cover, they even tried the "well, we're not making anything on this but it's a goodwill gesture", the fact they had been taking an excess from me for the previous 8 years was lost on them.

the AA were 53rd on the list pricewise.

after i told them i wasn't bothering with them they still regularly phoned for the next 6 months trying to get me to insure with them to the point that i also cancelled my roadside assistance aswel. in the end i had to put an official complaint in to get them to stop calling.

insurance companies are a pain.