Is this legal? Rockhopper

And a mate found out about the final payment "issue" when a shop showed her all the numbers.

Then offered her a choice, next bike up the range for the same money, same bike for £150 less than the scheme price. Only benefit to anyone of the scheme is the slightly free finance. I know of a few shops who are in the scheme, just so they can drive some custom to the shop, they then offer as good deals (but no finance). Take up is pretty good.
 
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You need a paye (payroll) scheme. You need an employee if you are a sole trade i.e. not yourself
 
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I guess he realised it sounded strange and took it down. It probably happens a lot without people knowing. But he had stated it was a cycle to work scheme bike, so you would struggle to argue if ever chased up. I know there is no log book like a car but he would of had your ebay address details. Never thought about this problem till now. I guess its similar to knowingly receiving stolen goods.
 
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I never had a final payment with my 1k boardman pro, I must have been lucky, but this was a couple of years ago.
 
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