I had a few very early cruisers and they were mostly same, welded n ground. A few actually brazed but not sure about Schwinn's. It's not a bad thing, just more labor intensive to remove steel than brass. I was in search of one of these frames to find out what was up with the "brazed" sections and now I know and does everyone else. There is the Dakar which I had and was told it was all fillet brazed so now I'm wondering if that was welded as well.