Doctors' pensions

been in the NHS for 5 years wife for over 15, I/she have had changes every 5 years or so often taking things around in circles(thus wasting money) the NHS gets spanked by it's suppliers AND it's own supply period!
Thing is yes most doctors are good but not all and human nature is greed, they are the only group within the NHS to constantly get better deals( for know) they never wanted it(NHS) in the first place and have been placated at every turn by giving them more money...soon they will be commissioning community services, currently they are mostly tied into using NHS services that use NHS qualified staff soon they can use 'any qualified providers' (Tesco's et al)in other words the cheapest this is already happening and will progress along similar lines to the dentistry debacle...add to this that many practice managers are doctors wives or on occassion son's with no conflict of interest!

I know I am paid well, I know my pension is good as are my terms and conditions, but I also know that Doctors greed will cost us dear think the US system and you'll not be far wrong in about 10 years or so!

unless you've worked within the NHS and I have as has my wife and several friends(nurses with over 25 years service) you cannot know as the papers lie or tell half truths, frequent chats withy NHS/GP business managers tell a story of greed and incompetence at least on a business level.

Ever wondered why that every paper you pick up at the mo is constantly attacking the NHS at every level?.....think about it demonise a service, destroy it's integrity, instigate an accepted change based on those stories and PRIVATISE!!! because we all know America'ssystem works ever so well...watch Michael Moores Sicko and you'll get the jist!
 
Pensions :lol:
Work until you're 70. Statistically be brown bread when you're 78.
55 years of giving 15% of your salary to a bank, so they can get richer spending it and then drip feed it back to you for the last 8 years of your life, when you're too old to enjoy it??
Sod that!
 
chambo34":ou0g47qv said:
Ever wondered why that every paper you pick up at the mo is constantly attacking the NHS at every level?.....think about it demonise a service, destroy it's integrity, instigate an accepted change based on those stories and PRIVATISE!!! because we all know America'ssystem works ever so well...watch Michael Moores Sicko and you'll get the jist!

Michael moore is a scumbag, talking about half truthes and lies. He is a film maker it wouldn't make very good viewing if he didn't dramatise everything.

BUT i think we definitely need to keep the nhs, its one of the few good things left in this country.
 
I support all workers that are trying to defend their pensions. Most agreed changes only 4/6 years ago that were made to make them affordable but this is never reported.

We've not had to take action yet but I'll be one of the first out the doors if we do. The changes to my pension will make it not worth the risk for me so if the new scheme gets forced through in 2015 I'll be coming out of it and saving 11.6%. I could explain the reasons why but it'd take a full page. My pension is being taken away from me. The proposed changes mean someone in my position would be stupid or very brave to stay in it.

All gone very quite on MP's pensions hasn't it? Do they not have the very best pension the Public Service has to offer? Don't believe the hype about Public Sector pensions being unaffordable, global melt down, euro crisis, blahblahblah..... The Tories want to bash the PS every way they can and this is simply part of it. Many of the pensions are self funding so how can they be unaffordable?
 
azaro":1tp4w5r4 said:
I'm not saying life's fair or unfair, and nor am I saying my pension's crap - it's actually one of the best final salary schemes available.
All I'm saying is that it's changed since I joined it and isn't quite as good as it was, and that's the case for most people in an occupational pension scheme.

That's now the case with the pension provided for doctors - it's still an attractive scheme, and they're also in a rather privileged position of being able to have the NHS pension scheme for NHS earnings, and a separate scheme for their private earnings, both attracting substantial tax benefits.
They're hardly badly done to!

So because you lost out, everyone else should too?

No I am sorry, I was against the changes to teachers (and other public sector) pensions, as I am against the changes to doctors pensions.
 
1duck":2pjpkk4w said:
chambo34":2pjpkk4w said:
Ever wondered why that every paper you pick up at the mo is constantly attacking the NHS at every level?.....think about it demonise a service, destroy it's integrity, instigate an accepted change based on those stories and PRIVATISE!!! because we all know America'ssystem works ever so well...watch Michael Moores Sicko and you'll get the jist!

Michael moore is a scumbag, talking about half truthes and lies. He is a film maker it wouldn't make very good viewing if he didn't dramatise everything.

BUT i think we definitely need to keep the nhs, its one of the few good things left in this country.

perhaps he is however as far as I am aware his facts are correct and don't appear to have been challenged.
 
makster":hyr1zgg6 said:
Pensions :lol:
Work until you're 70. Statistically be brown bread when you're 78.
55 years of giving 15% of your salary to a bank, so they can get richer spending it and then drip feed it back to you for the last 8 years of your life, when you're too old to enjoy it??
Sod that!

+1

There are better ways of ensuring you'll be alright in later life for sure i'e property, preference shares, antiques and wine!
 
Neil G":2nij7hzx said:
makster":2nij7hzx said:
Pensions :lol:
Work until you're 70. Statistically be brown bread when you're 78.
55 years of giving 15% of your salary to a bank, so they can get richer spending it and then drip feed it back to you for the last 8 years of your life, when you're too old to enjoy it??
Sod that!
+1

There are better ways of ensuring you'll be alright in later life for sure i'e property, preference shares, antiques and wine!
There may well be better ways - the problem is, though, that it's rare people actual commit to them, or do anything more than simply talking about them.

Plenty talk about the supposed fallacy of pensions, and how there's a better, shinier, third way - but precious few actually do anything more than talk about the alternatives, as a defensive argument as to why they aren't paying into one, or believe in them.

The truth of the matter, is that history shows us that people suck at the long view. Without some kind of enforcement (eg pensions, mortgages, etc...), as a generalism, people don't. And that's why they're so important.
 
I am rather hoping come pension time pensioners could form a block vote and cause havoc with politics in this country, as lets face it what we are still paying in, if there is little or nothing at the end of we have all been de frauded, but whilst there are pensioners who have paid in the government will have to pay a pension, but if there is nothing at the end of it, tax rebate please and put it somewhere more useful.

But statistically men die at 78 so what is the point.

http://youtu.be/3S7v4fuguHI
 
Back
Top