Hi all...over the last few months austerity measures have taken a toll in the "Ernie" household.
Mrs Ernie got laid off last september..managed to get another job..half the hours..now doing 12 hours instead of 24. Money lost £250.
There is a chance she could loose this one soon :x
My job used to get 24 hours a month..now that gone. Money lost £350.Also my employer is getting rid of an allowance which is about £70 a month. Total £420
My 2 angelmaids are 18 year and 16 years old. The eldest is doing an apprenticeship in hair dressing . My youngest is doing her GCSE's and does not want to go back to school, she also wants an apprenitceship as well but still looking on a career path.
With the youngest going to do an apprenticeship this means we will loose the child benefit £80 and family tax credit £40. Total £120
The last two are a "natrual" progression
Total £790 a month over a year thats £9480..this is take home pay
Luckily i cycle everyday to work{allshifts and weathers} ,thats a 14 mile round trip, take packed lunch, every thing is trimmed back, a bit saved for "engine drops from car type incident". Do a bit of ebay..things in things out.
Worrying thing is that gas/elec is on its way up along with the cost of living..where will it end :x
We are very good with money, Mrs Ernie is a very good cook, she swears by the slow cooker, all bills are paid, we are lucky we have no debt other the "bas6ard mortgage"
Has anybody else on here in a similar situation
Ernie
Mrs Ernie got laid off last september..managed to get another job..half the hours..now doing 12 hours instead of 24. Money lost £250.
There is a chance she could loose this one soon :x
My job used to get 24 hours a month..now that gone. Money lost £350.Also my employer is getting rid of an allowance which is about £70 a month. Total £420
My 2 angelmaids are 18 year and 16 years old. The eldest is doing an apprenticeship in hair dressing . My youngest is doing her GCSE's and does not want to go back to school, she also wants an apprenitceship as well but still looking on a career path.
With the youngest going to do an apprenticeship this means we will loose the child benefit £80 and family tax credit £40. Total £120
The last two are a "natrual" progression
Total £790 a month over a year thats £9480..this is take home pay
Luckily i cycle everyday to work{allshifts and weathers} ,thats a 14 mile round trip, take packed lunch, every thing is trimmed back, a bit saved for "engine drops from car type incident". Do a bit of ebay..things in things out.
Worrying thing is that gas/elec is on its way up along with the cost of living..where will it end :x
We are very good with money, Mrs Ernie is a very good cook, she swears by the slow cooker, all bills are paid, we are lucky we have no debt other the "bas6ard mortgage"
Has anybody else on here in a similar situation
Ernie
as I'm just joining the property ladder.So I will be skint soon. However in my youth my parents were always hard up, I never suffered etc. But when I finished school etc and my parents lost child benefit I had to contribute with rent.I feel for you, and hope you can get stuff sorted.
