Hi, I maybe swimming against the flow here but when I ride my old bikes ( 1930s - 1970 ) it's just shorts and polo's, nothing clever just comfortable. Terry
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Well I just ordered some basic black bib-shorts which I can wear with a retro-style jersey also some baggy shorts over the top with my Orange mountain bike.
I can frighten children and old ladies with my legs, so they are always well covered with my trusty Ron Hill tracksters, with bib shorts underneath to protect my delicate's.