I can only find policies that do new for old, are there any that pay out in cash instead so that you can start the long search for a replacement old bike if yours should get nicked or destroyed?
Contrary to most MTB riding positions she also needs a very "sit up and beg" riding stance to take pressure off her wrists as she broke them both simultaneously as a child and they give her grief as an adult - most retro MTB step-throughs seem to still promote that position as none of them were...
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Totally agree structurally! But partially it's a real lack of confidence with cycling generally, she never really learned as a child so getting into it as an adult has been tough for her. She also only had bikes that were why too big for her before we met. She has developed...