Does your credit history effect your children's

[Alison]

No, other people living at the same address with poor credit rating does NOT affect your own; it used to once upon a time but hasn't done so for years...

...join Experian to find out how bad your credit rating is, and why, and how to improve it.

What was funny we did it said excellent, even though we had had an IVA. We still couldn't get credit to save our lives.

Alison

 

[daj]

No, other people living at the same address with poor credit rating does NOT affect your own; it used to once upon a time but hasn't done so for years...

...join Experian to find out how bad your credit rating is, and why, and how to improve it.

+1 with this!!

My understanding the days of houses being black listed are long gone! It's down to the individual now and having a credit report can be interesting and expose issues to improve your rating really easy as it's not always just money owed that effects your rating.

 

[mattr]

Hmmmmm, our kid moved 4 or 5 years ago. So its not that long gone!