Bike/home insurance

spudgun · Nov 17, 2008

Home insurance renewal time,and just noticed pedal bikes no longer covered on my present policy.Given that most of our bikes are old but usually adorned with many bling items,and we have multiple rides,what is the best way to insure them?

South Bound · Nov 17, 2008

M&S, no question.

spudgun · Nov 17, 2008

South Bound":1izk95zw said:
M&S, no question.

Is this a bike only policy or a general house content policy?

MJN · Nov 17, 2008

Agree M&S,its a contents policy that covers un-named items up to 4k each,including bikes.My policy was about £10 a month dearer than the cheapest I could find but of course the others wouldn't cover my bikes.

thekingofming · Nov 18, 2008

after many phonecalls I got my home insurance through the Co-Op, they are happy to cover my bikes (specified with values) and were about a hundred pounds cheaper than the next nearest (£300 and something compared to £400 and something). worth a call

BarneyRubble · Nov 18, 2008

If you are renting then try Adrian Flux, they did a great deal on our contents including my Ellsworth up to £3100. No good if you own your home though!

South Bound · Nov 18, 2008

M&S - unlimited cover, no itemisation up to £4k, covered for accidental damage to bike. Cost me £245 for their premium cover. Do a quick search and you will find lots of people have gone with this one.

MJN · Nov 18, 2008

Forgot to mention,it depends on the value of your bikes,if they're worth less than £1000 most companies will cover them but if you're a bit obsessed(like me)and have a number of bikes totalling a seriously scary figure everyone,bar M&S,at least doubles their premium.

Bike/home insurance

spudgun

Senior Retro Guru

South Bound

Senior Retro Guru

spudgun

Senior Retro Guru

MJN

Senior Retro Guru

thekingofming

BarneyRubble

South Bound

Senior Retro Guru

MJN

Senior Retro Guru

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