markwashington
Senior Retro Guru
This is a really odd situation, but I'm hoping someone can help me out.
Yesterday I rear ended someone in a traffic jam. I barely caused any damage to their car, but mine was a total state. I contacted my insurance company, and they arranged for the car to be recovered as it couldn't be driven. They had it taken to a recovery firm's storage unit. Today I phoned them up and I've been informed that due to the age of the car (15 years) and the relative low value (less than £5K) they wouldn't entertain the prospect of mending the car, but would instead have it broken and pay me the money. I have spoken to the person whose car I hit and he is happy for me to pay for any damages directly, without getting insurance companies involved. My car is now in a lock up waiting to be collected and taken to a breakers yard. My question is this, can I cancel my claim and get the car back to have it repaired by someone I know and trust? I appreciate that insurers might be different but I just wondered if anyone else has any experience with this.
Thanks.
Yesterday I rear ended someone in a traffic jam. I barely caused any damage to their car, but mine was a total state. I contacted my insurance company, and they arranged for the car to be recovered as it couldn't be driven. They had it taken to a recovery firm's storage unit. Today I phoned them up and I've been informed that due to the age of the car (15 years) and the relative low value (less than £5K) they wouldn't entertain the prospect of mending the car, but would instead have it broken and pay me the money. I have spoken to the person whose car I hit and he is happy for me to pay for any damages directly, without getting insurance companies involved. My car is now in a lock up waiting to be collected and taken to a breakers yard. My question is this, can I cancel my claim and get the car back to have it repaired by someone I know and trust? I appreciate that insurers might be different but I just wondered if anyone else has any experience with this.
Thanks.