First one mate, definitely. The equipment on it is a much better standard, being an aluminium frame it won't be rusted, and having a lady owner it is far less likely to have been thrashed. The wheels also look good quality.
As already mentioned, the ergos (brakes and gear shifters combined) are worth a fair few pounds and are standard in terms of shifting, replacing the older down tube levers on the second bike!
Get some pedals and a mans saddle and away you go. Frame size will be fine, get the seat up and give you a nice position.
Finally, the second bike isn't worth 195 pounds!
