Cycle insurance?

daj · Feb 18, 2013

Can anyone recommend a good bike insurance particular in accident damage?

After throwing a lesser value bike down the road before Christmas its started me thinking about if it was my pimp bike and the damage was unrepairable I would be buggered not been able to replace it :?

Cheers

daj

sylus · Feb 18, 2013

Check first if you have house insurance wether that covers your cycles

daj · Feb 18, 2013

sylus":3osdxy9h said:
Check first if you have house insurance wether that covers your cycles

Would home insurance just be theft though? I want accident damage :?

sylus · Feb 18, 2013

Give them a ring and ask them those questions, always better to find out your covered ..or not..before you pay anymore

hamster · Feb 19, 2013

CTC has good cycle-specific insurance - for cyclists not just £100 garage decorations.

joe careless · Feb 19, 2013

try Butterworth-Spengler insurance group, they insure a hell of a lot of the bike trade and the CTC's insurance is done through them and maybe mention about RB to see if you can wangle discount.

theredchili · Feb 19, 2013

I got a quote for theft only and this alone was £600 a year, would rather be covered for theft and take a chance on damage, most things can be repaired more cheaply than replaced!

daj · Feb 20, 2013

Hmmmm I have to disagree if I trash the cervelo with new wheels like for like replacement for just frame/fork and wheels is 3.6k and all being carbon can't see any repairing being done its just going to be car door filler ?

British cycling insurance quoted £360 including European cover :? Expensive if not needed but not if the worst happens.

Hmmmmmm

NeilM · Feb 20, 2013

daj":1fqpnd5i said:
Expensive if not needed but not if the worst happens.

I think that's the definition of insurance.

xerxes · Feb 20, 2013

There's an instant quote doofer on the CTC/Butterworth insurance site: http://www.cyclecover.org.uk/quickquote.asp

It's worth playing with the bike value, for example it costs the same to cover a bike worth £290 as it does one worth £100. It's also worth a good look through the rules, exclusions, approved locks etc. or you may find your insurance is worth no more than the paper the policy is printed on when you need it most. :?

There's also a £100.00 excess, so if like me you use a cheap ~£150.00 bike for shopping and leaving locked up around town, it's really not worth it.

Cycle insurance?

daj

sylus

Old School Grand Master

daj

sylus

Old School Grand Master

hamster

Retro Wizard

joe careless

Senior Retro Guru

theredchili

Old School Grand Master

daj

NeilM

xerxes

Old School Grand Master

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