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Getting as much insulation as possible for your house is a very good idea. 12" of loft insulation is the norm these days and you can get your walls insulated for a very reasonable fee. We have done as much as we can in our house and the heating bills are minimal. Keeps it cooler on hot days too. We had a survey done for our house sale and the energy efficiency was as high as it could be for our type of house - no further improvements could be made without installing solar panels. Modern efficient boilers make a big difference.