Another hot topic - housing

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1. I never said everyone is lowlife.
2. I live smack bang in the middle of a council estate so i know what its like.

Sorry if i offended you, But its true these so called apartments will be filled up by all the single parent teens, young scallies, etc, etc who cant get a council tenancy so the DSS will rent private for them. Then they will just get run down and mistreated. Then the people who have worked hard to buy there nice houses will be gutted at downturn in there investment.



And with statement it sounds to me like you're just bitter at people who invest in there lives to better themselves.

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i am so glad we bought our house when we did...8 years ago... ok it is only a 1 bed thing but ....we didnt keep borrowing against it as the values went nuts so now we still have a mortgage for £29k
My mate who is renting nearly cried the other day when i told him my monthly mortgage interest payments had dropped to £50 after the last rate drop (we are on a lifetime tracker)

I work for a bank and some of the stuff I have seen over the last few years in secured lending you would not believe as banks were jumping over one another to increase mortgage book size....I reckon at it's peak if you had gone to wickes and bought a bag of cement you would of got a self build mortgage for £100k plus for it