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PostPosted: Tue Sep 09, 2008 11:58 am 
Mr Benn
Mr Benn
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Joined: Wed Oct 25, 2006 10:07 am
Posts: 7199
Location: Omnipresent
Right,

always been with the CTC as they had a lovely old school easy going approach and gave competitive rates and actually understood bikes could cost more than £1500.

Was all good.

About to renew and noticed a couple of blaring changes that make older bikes relatively pointless to insure. Such as, new for old now being up to 3 years old. So the depreciation factored in on even an '02 ti hardtail makes it pointless insuring it at the same premiun as before.

Such a shame as I've recommended them to people for nearly 10 years.

So, who are you with?

Some say M&S have good bike cover on their household contents ins.

Anyone else recommend any?


Thanks.


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PostPosted: Tue Sep 09, 2008 2:37 pm 
Retro Guru

Joined: Tue Feb 06, 2007 5:50 pm
Posts: 946
Location: Over there -->
M&S all the way. Bikes automatically covered up to £3k each (unlisted), and coverage is worldwide and "all risks" - ie racing is covered if you take the (slightly) more expensive premium.


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PostPosted: Tue Sep 09, 2008 2:44 pm 
Retro Guru
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Joined: Tue Apr 15, 2008 8:32 am
Posts: 1614
Location: Edenbridge, Kent
Yep, M&S. Thought the limit was £4k though.

My premium is significantly less than my old policy and covers considerably more.


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PostPosted: Tue Sep 09, 2008 4:22 pm 
retrobike rider
retrobike rider
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Joined: Fri Aug 08, 2008 2:36 pm
Posts: 16746
Location: Yorkshire, England
M&S ? is that Marks and Spencer or some bike lingo I've not heard before ?


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PostPosted: Tue Sep 09, 2008 5:26 pm 
Retro Guru
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Joined: Tue Apr 15, 2008 8:32 am
Posts: 1614
Location: Edenbridge, Kent
Plain old Marks and Sparks!


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