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 Post subject: Bike insurance
PostPosted: Fri May 30, 2008 4:25 pm 
Retro Guru

Joined: Tue Oct 23, 2007 4:57 pm
Posts: 900
Location: Leeds
Who do people use?
Any that i should avoid?
Any experiences anyone has would be much apreciated!


Thank you in advance


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 Post subject:
PostPosted: Fri May 30, 2008 4:55 pm 
Retro Guru
Retro Guru
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Joined: Sat Jan 19, 2008 11:16 pm
Posts: 3711
Location: #2058
The only insurance I've got is with my house insurance. It only covers bikes up to £500 though :( I could put the cover up but they add a ridiculous premium and then there's all the disclaimers they put in :evil:


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 Post subject:
PostPosted: Fri May 30, 2008 5:08 pm 
Retro Guru
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Joined: Mon Sep 10, 2007 10:40 pm
Posts: 1526
Location: Atherton, Manchester
Same as what Xizang said for me. None of my bikes are worth £500 so it doesn't really matter about the limit. Good thing about my home policy is it also covers them when away from the house as long as i can prove they were secured if they got nicked.


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 Post subject:
PostPosted: Fri May 30, 2008 7:10 pm 
Lincs AEC
Lincs AEC

Joined: Fri Sep 07, 2007 8:34 pm
Posts: 12314
Location: Branston, Lincoln
exbiker wrote:
Good thing about my home policy is it also covers them when away from the house as long as i can prove they were secured if they got nicked.


X 3 on the house insurance front.

Got them insured for £1k each, because it didnt alter the house insurance premium. I know they aren't worth that, but what the heck, it means theres more chance of them paying out £300/500 if they were nicked! :lol:


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 Post subject:
PostPosted: Fri May 30, 2008 9:35 pm 
Mr Benn
Mr Benn
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Joined: Wed Oct 25, 2006 10:07 am
Posts: 7200
Location: Omnipresent
Can recommend CTC's insurance run by Butterworths. Linked through the CTC site I think.

ALways been very low maintenance on changing details, renewing etc. You get the impression it's a small company with a kind of old school approach.

Works out about 5% of the totals on the bikes in my experience. Not cheap, but cheaper and way for friendly and efficient than say Evans (who quoted me at 15% last time I checked).

I've also heard good things about M&S contents and home insurances for bike cover.


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 Post subject: Outstanding Deal
PostPosted: Tue Jun 17, 2008 10:58 am 
Retro Guru
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Joined: Tue Apr 15, 2008 8:32 am
Posts: 1614
Location: Edenbridge, Kent
Sounds odd folks, but get a quote from M&S for contents. Covers items up to 4K with no itemisation and is way cheap compared to my existing cover. That 4K limit really makes this cheap - take a look and see!

Definitely includes bikes at home and select the away from home option and covers them worldwide. Can anyone beat that???

Of course, if your rig is over £4K you may need to pay a little more...


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