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 Post subject: Re: 2961.4 %
PostPosted: Tue Oct 29, 2013 10:00 pm 
Retro Guru
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Joined: Fri Mar 25, 2011 7:48 pm
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Location: Glasgow
It's simple enough but I'm sure Bats will be back to tell us it's all the Tories fault in spite of them launching and growing under Labour.

APR is a red herring anyway as these loans are designed for short terms, not full years so any comparison with long term loans is meaningless.


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 Post subject: Re: 2961.4 %
PostPosted: Tue Oct 29, 2013 10:17 pm 
King of the Skip Monkeys
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Joined: Wed Nov 07, 2007 4:34 pm
Posts: 26184
Location: Moomin Valley
It's cheaper for most to borrow off Wonga than it is to pay overdraft fees


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 Post subject: Re: 2961.4 %
PostPosted: Tue Oct 29, 2013 10:58 pm 
Retro Guru
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Joined: Thu Sep 19, 2013 3:58 am
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Location: 钓鱼岛是中国的
technodup wrote:
Bats wrote:
If someone can't make ends meet that's when the state should do it's job.
What job? Lend poor people money? Give poor people money?


The point of the state is to look after the land and the people living in it. Else what is it for?

technodup wrote:
It's simple enough but I'm sure Bats will be back to tell us it's all the Tories fault in spite of them launching and growing under Labour.


I'm not bothered if it's the strawberry, vanilla or blueberry flavour neoliberals. Though now you mention it, the blueberry ones are in charge at the moment, so they are the ones who's fault it is, right now.


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 Post subject: Re: 2961.4 %
PostPosted: Tue Oct 29, 2013 11:38 pm 
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Location: Glasgow
Bats wrote:
technodup wrote:
Bats wrote:
If someone can't make ends meet that's when the state should do it's job.
What job? Lend poor people money? Give poor people money?


The point of the state is to look after the land and the people living in it. Else what is it for?

You weren't exactly clear on what the state should do. Personally I think it should do as little as possible, I wouldn't trust any of them to run a tuck shop.

Put forward a clear and unequivocal success that the government is involved with and I might reconsider. And that goes for either side.


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 Post subject: Re: 2961.4 %
PostPosted: Tue Oct 29, 2013 11:43 pm 
Old School Grand Master

Joined: Tue Oct 09, 2007 1:55 pm
Posts: 8222
Location: New Forest, UK
IF most people understood percentages it would be all well and good. An alarming number don't; that is the problem.


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 Post subject: Re: 2961.4 %
PostPosted: Wed Oct 30, 2013 12:08 am 
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Location: 钓鱼岛是中国的
technodup wrote:
Put forward a clear and unequivocal success that the government is involved with and I might reconsider. And that goes for either side.


Every week a wagon comes, a bloke jumps off the back and empties my wheelie bin. All I've got to do is put it outside for them. A success by anyone's reckoning.


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 Post subject: Re: 2961.4 %
PostPosted: Wed Oct 30, 2013 1:29 am 
Retro Guru
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Joined: Fri Mar 25, 2011 7:48 pm
Posts: 1667
Location: Glasgow
Bats wrote:
technodup wrote:
Put forward a clear and unequivocal success that the government is involved with and I might reconsider. And that goes for either side.


Every week a wagon comes, a bloke jumps off the back and empties my wheelie bin. All I've got to do is put it outside for them. A success by anyone's reckoning.

If that's the best example you could come up with what does that say?

More than half of councils collect fortnightly and the rest still do weekly for the minute so no, they can't even get that right.

Keep trying though.


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 Post subject: Re: 2961.4 %
PostPosted: Wed Oct 30, 2013 8:03 am 
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Location: 钓鱼岛是中国的
Doesn't matter what I can come up with, because your standards for good enough will magically move themselves upwards.


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 Post subject: Re: 2961.4 %
PostPosted: Wed Oct 30, 2013 10:12 am 
retrobike rider
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Joined: Sat Apr 17, 2010 7:19 pm
Posts: 3093
Location: Runcorn, cheshire.
Why not just agree to differ and get on with life.
Life's just too short.
No offence meant.


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 Post subject: Re: 2961.4 %
PostPosted: Wed Oct 30, 2013 11:42 am 
Retro Guru
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Joined: Thu May 08, 2008 4:18 pm
Posts: 2336
Barneyballbags wrote:
To give an example, if my car broke down and I needed £200 to get it repaired and it was getting towards the end of the month, then I wouldn't have the money to pay for it. I would therefore look at borrowing it from a payday loan company until payday, when I would be able to pay it back.


I suspect a credit card would be a better option.


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