dan smith wrote:
Yep, any accident your fault or not, claim or not, will increase your renewal costs assuming the accident is reported, keeping your no claims will help but it will still go up next year.
Like wise for the chap you ran into! This is probably the only reason he would entertain a fix outside of the insurers.
Whilst I agree that any accident, claim, or not, fault or not, tends to increase your base premium (something that seems that people who are considered non-fault in accidents are often blissfully unaware of, as they may have scant disregard for how much a claim will be in total...) - but all the same, there will be some difference between insurers being merely aware of an accident, and a sizable claim - the value does matter.
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