dan smith wrote:
Are you saying the cheese manufacturer should get some public liability insurance if he want to supply this event?
People are too keen to blame others for their own misfortune nowadays.. neglect is another issue.
He would be wise to do so in order to protect himself, his livelihood and even his house if it for pear shaped.
After all, if he's so cocksure that every last minutiae is covered and nothing can go wrong then the premium will be tiny and there shod be no hesitation putting his money where his mouth is.
The dibble can t make the chap buy insurance, only make a recommendation. The fact that our chap has paused for thought speaks volumes for how sure he is over the efficacy of his preparations an planning.
You have a duty of care when you organise a public event. If you're not wealthy enough to make proper recompense if something should go wrong, then insurance is surely only a sensible measure? The fact that the gent isn't wealthy enough to fork out big sums in the event of something going wrong, and is balking at the thought of buying insurance, shows quite frankly little regard for those who will be under their care or supervision.
I've got insurance for my mtb coaching, and £3 million of liabilities costs me only £50 for a whole year. We're talking quite piddling sums here for quite comprehensive cover, not thousands of pounds, so I can't see what the big objection is. Of course, to get the insurance you have to have a basic but proper emergency plan, certain number of first aiders etc, and if lack of this basic but sensible planning and support is what the big problem is then it's only too bloody right the local single hada just word. After all, if they didn't and things did go a bit.bobby then we'd be sat here criticising the police instead.