Alison- on that note of self control, we fond we saved about £200 a month by taking my debit card away! I now have pocket money and take packed lunch to work.
At the moment we have separate accounts, there is generally nothing in mine, but if Dom has agreed to any purchase he can transfer the money into my account, like recently buying my youngest daughter her birthday pressies. So it's almost impossible for me to buy anything without him knowing, when we had a joint account Dom was always getting surprises and having to cook the books
You can't buy happiness but you can buy a bike and that's pretty close
Sneaking in components behind hubbies back Shhhh!!!
1995 Marin Bear Valley SE
1988 Specialized Rockhopper Comp