Some good news!!
Just been back to our insurers for a quote on a few cars. Braced myself for the seemingly inevitable price-hike and was very pleasantly surprised to find that our insurance hasn't increased by a single penny for the same age/spec car, and the only thing we'd have to pay is a £25 admin fee to change the policy over to the new one. I also got a quote for my Sister's car which is the same shape/age as ours, but which is the 2.0L Titanium TDCi with low mileage and all the trimmings, and that was less than a tenner a month extra too. Plus she's getting a new car through work so has said that she'd be willing to let us buy it with our insurance money
I'd heard all sorts of stories about insurance costs jumping (even though the accident wasn't our fault), so I'm very happy
For info (just in case anyone is interested), we're with M & S because it was by far and away the cheapest when we renewed last year. I've been really impressed with the way they've dealt with us since the accident and I'd recommend them
For once, a GOOD insurance news story!