I'd like to have more money, a better car, bigger house etc etc. Do I deserve it at the moment? No. I haven't put the right time or energy into the right actions. Will I have deserved it when I am in a position to retire at 40? Fncking right I will.
How old are you now, and what financial provision have you currently to retirement.
I often hear about people and ambitious plans to retire early. When asked what they've currently done, often, it's currently nothing, but they're always going to make some big shakes, in a bit, when they've got more spare...
I'm 35 next month.
My financial provision is nobody's business but mine, other than to say I have a very clear plan in place.
I'm not asking for specifics - all I'm enquiring about, is to what degree you've actually saved - wherever it happens to be, for retirement.
You can say what you like about whether it's a barb - but I hear it all the time - over confident people, with over confident ideas about their abilities, the work they do, the sector they're in, and their attitude. They're always going to retire early, have a cunning plan, and plenty of means to do it. And always I ask, "So roughly how much have you provisioned for your retirment, then?"
Very few answer, even fewer have anything other coughs, splutters, or "It's none of your damn business!". Occasionally, some will talk some guff about a portfolio of investments - that really isn't quite that.
In my experience, plenty, impressed with themselves, talk big, do nothing, because there's always the BBD down the line. But it never really comes.
If you're really serious about planning for retirement, you'll be actively doing something now, and at the age of 35, should have been doing so for a good decade and a half.
Maybe I have you wrong - maybe you're truly that rare exception that hasn't really done anything yet, but truly have some cunning scheme that will right the wrongs of precious little actually saved so far for it, but somehow pull a rabbit out of the hat. When you retire early, you can post back here and tell me I'm just like every other internet blowhard.
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