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PostPosted: Wed Mar 06, 2013 2:34 pm 
Retro Guru

Joined: Wed Sep 14, 2011 7:28 am
Posts: 300
Location: Fife
Add yourself as a named driver, having an experienced driver on the policy makes a difference. Try other sites and always check all levels of cover. We managed to get a quote of £2700 for my 17 year old son in a 1.6 Mazda 323, though our postcode helps.

It's also considerably cheaper to get insurance with a provisional licence, not much help when she passes her test though.


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PostPosted: Thu Mar 07, 2013 3:53 pm 
Retro Guru

Joined: Mon Apr 03, 2006 5:11 pm
Posts: 1103
Yes adding an experienced named driver with a clean history helped mine out I remember.


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PostPosted: Thu Mar 07, 2013 4:19 pm 
Retro Guru
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Joined: Sun Mar 14, 2010 2:33 am
Posts: 2936
Location: daaan saaaf
Quote:
£6200 tpft


That's £17.00 a day, unless you travel a fair distance it'll work out cheaper to go evereywhere by taxi. :?


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PostPosted: Thu Mar 07, 2013 4:51 pm 
Feature Bike
Feature Bike
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Joined: Fri Aug 11, 2006 8:13 pm
Posts: 1143
Location: York-ish UK
Blimey - I knew rates were going up for youngsters (yep, I just used the word youngster without flinching) but that is mad.

Does going for a classic car policy make any difference? That's how I used to roll. And these days, 15 year old cars can be pretty reliable.

I'd better start saving up .......


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PostPosted: Thu Mar 07, 2013 6:16 pm 
Retro Guru

Joined: Sun Jun 20, 2010 4:39 pm
Posts: 1455
my stepdaughter passed 2 days ago...she is just 18. and used comparison sites, ended up with onecalldirect at £1400 fully comp, 5000 miles and £500 excess!!! ford ka.


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PostPosted: Thu Mar 07, 2013 6:29 pm 
Retro Guru

Joined: Wed Sep 14, 2011 7:28 am
Posts: 300
Location: Fife
doctor-bond wrote:
Does going for a classic car policy make any difference? That's how I used to roll. And these days, 15 year old cars can be pretty reliable.


From what I've read on car forums it's not always easy for teenagers to get classic insurance (I think there is a similar issue with "free insurance" new cars) and some classic insurers are starting to increase the minimum age of the car too. I believe 20 years has been the norm for a while but some are going to 25-30 years.


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PostPosted: Thu Mar 07, 2013 7:26 pm 
Gold Trader
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Joined: Sat Oct 23, 2010 10:33 pm
Posts: 2120
Location: New Forest
I'm wondering if the car is the problem here; Have you compared quotes on a smaller engine? 1.4 TDI is pretty large engine for a first time driver.

A daewoo matiz or similar is likely to be MUCH cheaper to insure.


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PostPosted: Thu Mar 07, 2013 7:31 pm 
Karma Queen / Cake Meisterin
Karma Queen / Cake Meisterin
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Joined: Thu Jul 27, 2006 10:02 pm
Posts: 6737
Location: North Yorkshire
It's a Daewoo Matiz that my son is insured on.

Alison


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PostPosted: Thu Mar 07, 2013 10:57 pm 
retrobike rider / Gold Trader
retrobike rider / Gold Trader
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Joined: Tue Nov 03, 2009 2:43 pm
Posts: 12370
Location: At the pinnacle of fuckwittery
Well the Citroen C2 is only insurance group 3. I looked at Polos and the 1.9SDI (non turbo) is more expensive to insure than the 1.4tdi.. and the tdi is more powerful.

I could go for an Aygo which is insurance group 2, but double the price to buy.. and about £400 cheaper to insure..

Swings

Roundabouts


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PostPosted: Thu Mar 07, 2013 11:08 pm 
retrobike rider / Gold Trader
retrobike rider / Gold Trader
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Joined: Tue Nov 03, 2009 2:43 pm
Posts: 12370
Location: At the pinnacle of fuckwittery
Daewoo Matiz is group 2 for the 0.8 engine and group 3 for the 1.0.

... but they're both petrol, and the 1.0 has about 8bhp less than the C2 1.4HDI.

...and the Matiz is about 20+mpg worse than the C2..


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