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 Post subject: Bike Insurance....
PostPosted: Thu Oct 10, 2013 8:34 am 
Retro Guru
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Joined: Tue May 15, 2012 1:16 pm
Posts: 360
Location: My own little world (in East Sussex)
I currently have M&S home insurance which covers bikes of pretty much any value. It's getting pricey though and wondered if anyone had any suggestions?

How do you insure your bikes, if at all?


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 Post subject: Re: Bike Insurance....
PostPosted: Thu Oct 10, 2013 11:00 am 
retrobike rider / Gold Trader
retrobike rider / Gold Trader
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Joined: Sat May 09, 2009 11:46 pm
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Location: East Riding of Yorkshire
I was planning to get separate insurance for my bikes, but when I looked through my home insurance options this year Swinton was one of the cheapest quotes and covered all my bikes - might depend on value of bikes and other details as to whether it works for you, but it might be worth a look, as they were the only one of my options that didn't add anything to the premium for adding my bikes to the policy.


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 Post subject: Re: Bike Insurance....
PostPosted: Thu Oct 10, 2013 2:17 pm 
Retro Guru
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Joined: Tue May 15, 2012 1:16 pm
Posts: 360
Location: My own little world (in East Sussex)
Nice one thanks for the advice. Standalone bike insurance is pretty pricey, so finding contents insurance that'll cover it is my preference!


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 Post subject: Re: Bike Insurance....
PostPosted: Thu Oct 10, 2013 2:22 pm 
West Midlands AEC
West Midlands AEC
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Joined: Wed May 14, 2008 11:06 pm
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Location: Stow on the Wold, Glos
Just out of interest for next year as I went straight for insurance from british cycling. Do house insurance cover you for accidental damage while out riding/travelling in car with bike etc or generally damage it?


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 Post subject: Re: Bike Insurance....
PostPosted: Thu Oct 10, 2013 7:25 pm 
rBoTM Winner
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Joined: Wed Dec 12, 2012 10:18 pm
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Location: California
Buy a really mean dog


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 Post subject: Re: Bike Insurance....
PostPosted: Thu Oct 10, 2013 7:26 pm 
rBoTM Winner
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Joined: Wed Dec 12, 2012 10:18 pm
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Location: California
But seriously, I also have a rider on my home owner's policy


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 Post subject: Re: Bike Insurance....
PostPosted: Fri Oct 11, 2013 6:58 am 
Retro Guru
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Joined: Tue May 15, 2012 1:16 pm
Posts: 360
Location: My own little world (in East Sussex)
daj wrote:
Just out of interest for next year as I went straight for insurance from british cycling. Do house insurance cover you for accidental damage while out riding/travelling in car with bike etc or generally damage it?


Yeah I've had a few quotes, Hiscox contents insurance will cover me up to £2k for a bike, or a specified amount if higher. Accidental damage away from home and also new for old.


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 Post subject: Re: Bike Insurance....
PostPosted: Sun Oct 13, 2013 11:19 pm 
retrobike rider
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Joined: Mon Apr 30, 2007 12:31 pm
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Location: ManchestOr
Axa who usually do M&S are other options, though not quite as good policies. Similarly John Lewis ins was reassuringly posh and reasonable when truly considering scrappy options from half assed unknown firms on comparisons, many of whom love to hassle you. So yeah liking JL


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