You've bought something very nice, specifically the frameset. It's a newish bike built to a similar specification as a touring bike about 25 years ago, but with some more modern and practical components like the brake/gear shifters.
So your bike is certainly not a vintage FW Evans bike, which is probably just as well if you're new to all this, as it'll probably all work well and spares won't be an issue. As I'm sure you know, FW Evans became the bike shop chain currently known as 'Evans Cycles'. They were getting touring bikes just like yours made by Pashely not long ago, and still sell them now for about £1500.
http://www.evanscycles.com/products/pas ... e-ec029308
Yours is arguably worth more than this with a Veloce groupset.
If you don't think you'll use a pannier bag, then ditch the rack, but not the mudguards. You've got a touring bike there, and they don't look better without mudguards and you won't regret keeping them on when you're next riding through puddles and not getting a wet bum !
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Willi Moore Tourer 531c / Record (~1985) | Dawes Edge XT (1994)
MBK SuperPro (2002) | Dave Hinde Airplane (2003)
Reise Und Muller Birdy (2007) | Cove Stiffee (2009)
Dawes Jackal (1988) - Sold | Kona Explosif (1989) - Stolen
Dawes Stratos (1991) -Sold | GIOS Compact Pro (1993) - Sold
Trek 8500 (2001) - Sold