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PostPosted: Tue Sep 17, 2013 9:09 pm 
Retro Guru
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Joined: Wed Apr 25, 2012 2:08 pm
Posts: 2220
Location: Shrewsbury
I know in retro world some of us ride some quite valuable bikes. Just wondering how many of you have insurance in case the worst should happen and your pride and joy gets written off?

I know mine are covered for theft under the house contents insurance, but not against accidents.

PostPosted: Tue Sep 17, 2013 9:11 pm 
Old School Grand Master

Joined: Sun Aug 07, 2011 10:55 am
Posts: 3206
Location: Dorset
Mine are covered in the house and outside the house, as long as they are locked etc.

I never leave my roadbike anywhere unless I am next to it :!:

PostPosted: Wed Sep 18, 2013 6:39 am 
r.B.o.T.M. & P.o.T.M. Winner
r.B.o.T.M. & P.o.T.M. Winner
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Joined: Sun Jul 11, 2010 1:41 pm
Posts: 2693
Location: Plymouth, UK
Mine are insured under the house contents. Again I would never leave mine out of sight, although when I ride one to work they are are locked in a secure cycle cage.

PostPosted: Wed Sep 18, 2013 10:35 pm 
West Midlands AEC
West Midlands AEC
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Joined: Wed May 14, 2008 11:06 pm
Posts: 6266
Location: Stow on the Wold, Glos
I do have my modern insured against riding damage and theft. A lot of money but a like for like replacement if I drop it makes a little bit of sense to me.

PostPosted: Thu Sep 19, 2013 1:33 am 
rBoTM Winner
rBoTM Winner
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Joined: Wed Dec 12, 2012 10:18 pm
Posts: 2362
Location: California
+1 on above, mine are covered as a rider (har) on my homeowner's insurance. I took photos of each and sent the documentation to my insurer. However as I understand determining replacement value can sometimes be an issue because it is difficult to come up with comps.


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