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PostPosted: Mon Jun 03, 2013 10:15 pm 
retrobike rider
retrobike rider
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Joined: Tue Feb 23, 2010 8:30 pm
Posts: 1084
Location: Nottingham
Does anybody have special arrangements with their insurer, has anybody had an agreed valuation or are they just specified.

My insurer will only give me so much for the entire contents of my garage so I'd like to know who you use to insure your bikes if you have several?

Thanks in advance.


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PostPosted: Mon Jun 03, 2013 10:21 pm 
Retro Guru

Joined: Tue Dec 04, 2012 6:15 pm
Posts: 523
Yes, I'm with cycle guard but be warned they're not cheap


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PostPosted: Mon Jun 03, 2013 10:43 pm 
retrobike rider
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Joined: Tue Feb 23, 2010 8:30 pm
Posts: 1084
Location: Nottingham
Rob H wrote:
Yes, I'm with cycle guard but be warned they're not cheap


And they only cover up to 3 bikes!


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PostPosted: Mon Jun 03, 2013 11:01 pm 
Retro Guru
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Joined: Thu May 03, 2012 7:13 pm
Posts: 2574
Location: The Cock Inn, Tillett, Herts
Many home insurers will cover them if you itemize them on the policy. I'm with direct line and all the bikes and serial numbers are listed on the policy, as are all portable computers Inc tablets.


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PostPosted: Mon Jun 03, 2013 11:11 pm 
Retro Guru
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Joined: Sun Mar 14, 2010 2:33 am
Posts: 2918
Location: daaan saaaf
Quote:
Many home insurers will cover them if you itemize them on the policy. I'm with direct line and all the bikes and serial numbers are listed on the policy, as are all portable computers Inc tablets.


Does that give you any cover outside the home, like if a bike is locked up outside a shop etc.? If so, do you need to use an approved lock or other security devices?


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PostPosted: Tue Jun 04, 2013 12:07 am 
Old School Grand Master

Joined: Sun Oct 21, 2007 2:33 am
Posts: 5487
Location: WI, USA
have a rider on my policy that covers the bikes. You should be able to get a rdier on contents from any insurance company...they may require proof of value or appraisal of value but they'll write to cover it.


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PostPosted: Tue Jun 04, 2013 10:15 am 
Old School Hero
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Joined: Wed Jan 14, 2009 7:38 pm
Posts: 211
Location: Yorkshire
NatWest home and contents insurance might be worth a look. Cover up to £2k


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PostPosted: Tue Jun 04, 2013 10:38 am 
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Joined: Thu May 03, 2012 7:13 pm
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Location: The Cock Inn, Tillett, Herts
xerxes wrote:
Does that give you any cover outside the home, like if a bike is locked up outside a shop etc.? If so, do you need to use an approved lock or other security devices?


Yes Sir, it does.

Apart from my commuter I never leave them unattended in public. The commuter gets locked with a Sold Secure shackle and cable, inside the fence of the Firearms Unit compound. Anyone wishing to steal it would be well advised not to be a Brazillian electrician, shouting anything about infidels, or wearing a rucksck.


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PostPosted: Tue Jun 04, 2013 1:48 pm 
retrobike rider
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Joined: Sun Dec 18, 2011 10:42 pm
Posts: 2189
Location: milton keynes
Chopper1192 wrote:
xerxes wrote:
Does that give you any cover outside the home, like if a bike is locked up outside a shop etc.? If so, do you need to use an approved lock or other security devices?


Yes Sir, it does.

Apart from my commuter I never leave them unattended in public. The commuter gets locked with a Sold Secure shackle and cable, inside the fence of the Firearms Unit compound. Anyone wishing to steal it would be well advised not to be a Brazillian electrician, shouting anything about infidels, or wearing a rucksck.

pmsl
I saw 2 so19? in maccy d,s this morning buying their brekky, tooled up as well with what looked like glocks strapped to the leg holsters, badass. still drive around in bleedin people carriers though the fairys :D


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PostPosted: Tue Jun 04, 2013 8:14 pm 
retrobike rider
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Joined: Wed Mar 03, 2010 11:59 am
Posts: 4437
Location: Near Southampton
Household policies vary...I chose one recently that has no limit on the number of bikes or their value. They are insured away from home also but must be locked but by no specific lock type...I has to list the make, model, serial numbers, and value. But I too like chopper only use them really to go out and ride and don't leave them anywhere locked up...I have one "going to the shops" bike and lock that but my more expensive/rarer bikes don't leave my side out an about.


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