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PostPosted: Thu Aug 16, 2007 1:45 pm 
Old School Grand Master
Old School Grand Master

Joined: Thu Jan 25, 2007 9:37 am
Posts: 4916
Wu-Tangled wrote:
i pay just under 5% of premium.


:shock: That is cheap. I looked at CycleGuard and they wanted more like 10%, plus the locks i was using weren't on their approved list so it would have cost me another £200 to meet their criteria...


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PostPosted: Thu Aug 16, 2007 2:00 pm 
Mr Benn
Mr Benn
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Joined: Wed Oct 25, 2006 10:07 am
Posts: 7200
Location: Omnipresent
if cycleguard are anything to do with photoguard i'm not surprised.

they'll only insure camera gear for the full rrp, but then only pay out the high st price. so your premium is just that - premium, but your payout is minimum. Just happens to guarantee a higher annual payment. Plus, if you only insure for what the item's worth, they will deduct the difference between that figure and the rrp from your payout. So you loose anyway.

nice. Not quite new for old is it as describes. New for higher than new more like.


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PostPosted: Thu Aug 16, 2007 3:38 pm 
King of the DuckBoard
King of the DuckBoard

Joined: Sun Jan 28, 2007 12:30 pm
Posts: 21466
Tallpaul wrote:
Wu-Tangled wrote:
i pay just under 5% of premium.




Yep my quote was 5% as well. Which is good. I just don't have the cash to pay up. Other wise it's time to get insurance sooner rather than later.


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