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 Post subject: Bike Insurance plug...
PostPosted: Thu Aug 16, 2007 11:26 am 
Mr Benn
Mr Benn
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Joined: Wed Oct 25, 2006 10:07 am
Posts: 7199
Location: Omnipresent
Butterworths Insurance who do bike insuarance on behalf of the CTC.

Just renewed and as friendly and easy a transaction as ever. And reasonable rates too. Way cheaper than say Evans etc...

Well worth it if anyone needs insurance for those old classics.

0151 427 9529

Nice people. Down to earth and friendly. Not some 'orrible call centre that wants to know your inside leg measurement and your auntie Maude's birthday.


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 Post subject:
PostPosted: Thu Aug 16, 2007 11:33 am 
King of the DuckBoard
King of the DuckBoard

Joined: Sun Jan 28, 2007 12:30 pm
Posts: 21466
since reading this. They are always busy :evil: :lol:
:shock: :shock: think i should move out of London. The quote was :shock: But thats the London 'affect' :cry:
Certainly a nice friendly company. Certainly if/when i get insurance then the nice lady has got my business. After i move


Last edited by tintin40 on Thu Aug 16, 2007 11:41 am, edited 1 time in total.

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 Post subject:
PostPosted: Thu Aug 16, 2007 11:40 am 
Mr Darcy
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Joined: Wed Oct 26, 2005 8:36 pm
Posts: 5687
Location: Bicester
Wu, what sort of price?

Whenever I get quotes from companies, seems to be about 10% of value per year. Which I think is a little steep. I can insure my car for less.


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 Post subject:
PostPosted: Thu Aug 16, 2007 12:12 pm 
retrobike rider
retrobike rider
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Joined: Wed Jan 04, 2006 10:12 pm
Posts: 2993
Location: Northumberland
Marks and Spencer insure any bike with the household policy regardless of value. :wink:


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 Post subject:
PostPosted: Thu Aug 16, 2007 12:15 pm 
Mr Benn
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yeah i heard that before. was going to look into them.

one of the good things about the CTC is that it's covered in the car, on holiday, abroad, if you crach it. nearly anything as long as you aren't racing it at the time you need to claim.

and they are a small friendly company that inspires you to think things might just be down to earth i theh worst happens.


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 Post subject:
PostPosted: Thu Aug 16, 2007 12:17 pm 
Old School Grand Master
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Joined: Thu Jan 25, 2007 9:37 am
Posts: 4916
What's the deal with insuring retro rides?

My Kona, for example, is a complete mix of parts of no specific value as they were all second hand. I know roughly what the bike cost me and it is replaceable as nothing is exotic. However, how is the insurance value set? Do i say 'my bike is worth £XXX' and they'll charge a premium and pay out that sum in the event of its theft?

I have visions of them requesting proof of 'fair market value' in the event of a claim. They'll then say 'a 1992 Kona was £600 when new, so we'll give you £150' :roll:


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 Post subject:
PostPosted: Thu Aug 16, 2007 12:27 pm 
Mr Benn
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CTC seem quite old school in that they don't ask for all the paperwork as far as i can see, just all a bit friendly and gentlemenly. I insure for a total sum and will claim for that sum if and when. No lists of bits, just a make and model. They seem to understand that bikes are custom and components change.


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 Post subject:
PostPosted: Thu Aug 16, 2007 12:38 pm 
Gold Trader
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Joined: Mon Nov 27, 2006 9:22 pm
Posts: 1000
Hiscox are also very good - cost me £50 to insure the fleet as part of my household policy...all risks...


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 Post subject:
PostPosted: Thu Aug 16, 2007 1:26 pm 
Old School Grand Master
Old School Grand Master

Joined: Thu Jan 25, 2007 9:37 am
Posts: 4916
Wu-Tangled wrote:
CTC seem quite old school in that they don't ask for all the paperwork as far as i can see, just all a bit friendly and gentlemenly. I insure for a total sum and will claim for that sum if and when. No lists of bits, just a make and model. They seem to understand that bikes are custom and components change.


Any example of premium v's insured amount? They'll just be brokers and will be underwritten by somebody...


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 Post subject:
PostPosted: Thu Aug 16, 2007 1:43 pm 
Mr Benn
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Joined: Wed Oct 25, 2006 10:07 am
Posts: 7199
Location: Omnipresent
underwritten by lloyds.

i pay just under 5% of premium.


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